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Software package Business analystIt allows not only a comprehensive financial and economic analysis of the current state of the enterprise, but also to develop a quality business plan for leading Russian and international financial organizations.

Interface language: Russian

Software package Business analyst, including the fully capabilities of the financial analyst program on financial analysis, additionally allows you to conduct an economic analysis and perform the entire range of works on planning activities of enterprises ( Business plan, an external management plan, assessment of the economic efficiency of investment projects, TEO loan).

Financial and economic analysis

Using the software complex Business analyst allows you to conduct a comprehensive analysis of the financial and economic activity of the enterprise in dynamics for a number of periods:

Horizontal and vertical analysis of liabilities and assets of the analytical balance
Profit and loss indicators (financial results)
Indicators of influx and outflow of cash
Efficiency indicators
Sensability indicators
Financial stability indicators
Comparison of the pace of changes in prices for products, services, goods and main types of material resources and costs
Analysis of the effectiveness of the production and sale of each type of product, product (economic analysis)
The dynamics of the structure of cost, revenue, costs of circulation; The movement of products, resources and goods in stock
Analysis of the cost structure of a unit produced
Analysis of costs per unit of products
Receipt and spending of funds
Forestry and the supply of financial strength of the enterprise
Factor analysis of profit dynamics
The effectiveness of the administrative and managerial personnel of the enterprise and the dynamics of personnel labor productivity
The efficiency of the use of material-raw and fuel and energy resources
The volume of sale for the ruble of costs, revenue and profit per employee
Commercial margin and share of wages in revenue
The distribution of indirect costs is proportional to direct wages, direct material costs, all direct costs, sales revenue or volume of products

Based on the selected indicators, it is calculated A comprehensive assessment of the financial condition enterprises with it as one of the four groups (First -high -rise enterprises that have excellent chances for further development; The second – enterprises with a satisfactory level of profitability, Third – enterprises on the verge of financial stability, Fourth – enterprises in a deep crisis).

When assessing the effectiveness of enterprises, it is possible to compare financial indicators achieved by the enterprise with industry regulatory (recommended) values, i.e. Conducting constant benchmarking. To implement this goal in the program Business analystFor various activities, the recommended values of indicators are configured.

Software package Business analystallows you to form own financial analysis methods, describing the algorithms for calculating the indicators used in them. When creating their own analysis methods, the user is given the opportunity to use both initial and analytical data: balance (form 1), a report on financial results (form 2), additional data on balance and report, analytical balance and report, reformed balance sheets, cash flow. . When creating your own analysis methods, you do not need to be a programmer, since the user is provided with an extremely affordable mechanism for choosing formulas for calculating indicators with the possibility of viewing them with words and forming his own comments on the created indicators.

The program is calculated EVA indicatorthat is used as a criterion for assessing the effectiveness of managerial decisions.

When working with this block of the software complex, it is possible:

carry out detailed financial and economic analysis based on calculated analytical tables and graphs (INEC methodology);
develop your own methods of financial and economic analysis based on any source data;
to study the automatically prepared 15-16-page text conclusion with the analysis of the causes of the situation and recommendations for improving the efficiency of activity (INEC methodology);
configure and then use any number of automatically formed your own text reports on the financial and economic condition of the organization;
Provide the enterprise to the management of an automatically prepared brief resume on the financial situation of the enterprise (3 pages of text and graphs are the InEC methodology).

Additionally, analysis is carried out in accordance with the law:

GUP

Indicators of the economic efficiency of the FSUE (Order of the Ministry of Economic Development and Trade of N 320, Minimizations of the Russian Federation N 208 MNS N BG-3-21/355-A)
Financial indicators for the report of the head of the Federal State Unitary Enterprise (Decree of the Government of the Russian Federation N1116. Financial indicators for the report of the head of the Federal State Unitary Enterprise are not only calculated in the program, but also automatically fill out the report delivered together with the program
Financial indicators of the audit check FSUE

financial indicators of the issuer (Order of the FSFR No. 11-46/PZ-N)
Indicators of the economic efficiency of joint-stock companies with federal property shares (Order of the Ministry of Economic Development and Trade No. 320, Minimizations of the Russian Federation No. 208 of the MPS No. BG-3-21/355-A);
Determination of the value of net assets (Order of the Ministry of Finance of the Russian Federation N 84n).

Rules for the arbitration manager of financial analysis (Decree of the Government of the Russian Federation N 367 of June 25, 2003)
The presence of signs of fictitious, deliberate bankruptcy (Decree of the Government of the Russian Federation of December 27, 2004 N 855 On approval of temporary rules for verification by the arbitration manager of the presence of signs of fictitious and deliberate bankruptcy)
The financial condition of agricultural manufacturers (Decree of the Government of the Russian Federation of January 30, 2003 N 52)
The financial stability group of the debtor (Decree of the Government of the Russian Federation of January 30, 2003 N 52)
Financial analysis and control of enterprises that are of strategic importance for the national security of the state or socio-economic significance (Order of the Ministry of Economic Development and Trade N 211, FSFO N 295)
Analysis and examination of the financial condition of organizations (Order of the FSFO of Russia N 16)
Assessment of the structure of the balance sheet (order of Fudn dated August 12, 1994 N 31-r, in editors N 56-r)

Indicators for assessing the satisfaction of the financial situation of legal entities (Regulation of the Bank of Russia N 415-P).

Development of a business plan

The business analyst software system allows you to prepare an investment project that is relevant to Russian and international standards, a financial recovery plan, a TEO of a loan, an enterprise restructuring program, etc., paying attention to:

Planning the volume of production and sale of products (value, quantity, price), taking into account the balance of products and goods in warehouse
Calculation of the costs of the enterprise for the production and sale of products, taking into account changes in the prices of resources, the number of products, and resource consumption rates
The need for the acquisition of fixed assets, as well as for the implementation of unnecessary equipment with automatic calculation of depreciation;
Planning income and expenses on non -operating operations
Attracting borrowed funds taking into account specific credit or leasing agreements with the bank, state authority, a foreign investor, etc.
Calculation of tax payments taking into account the regional specifics of tax legislation
Office of working capital, schedule for repayment of accounts and receivables of counterparties, commissioning of incomplete warfare

This block of the software complex provides for the ability to plan the volume of sale of products (goods, services) specific customers, the acquisition of material resources (goods) and fixed assets In specific suppliersincluding taking into account excise and customs export-import payments.

Planning of activity is possible both in manual mode and using a special module intended for this, which allows you to set the growth rate or increase in indicators in percent or indices by a particular type of product, services, goods (value, quantity, price), throughout the volume of the enterprise in Generally regarding the basic or previous period.

Business analyst software makes it possible to plan implementation specific type of product (acquisition of a specific type of resource) In any currency With automatic recounting of data in the main currency selected when creating the option.

When developing a business plan, the software complex automatically forms a protocol of errors made by the user, and offers ways to eliminate them.

In the process of developing a business plan, the following are automatically formed Conductive tables:

Financial results
Tributary and outflow of cash (cash flow) in three ways: direct method, indirect method and type of activity
Analytical forecast balance
Claculation of production costs
The movement of products, goods and material resources in warehouse
Schedule for attracting and returning borrowed funds
Leasing agreements

Analysis of a business plan

The business analyst software complex will allow you to analyze and evaluate the prepared business plan in terms of:

Commercial risk of implementing a prepared business plan
The effectiveness of capital investments (net discounted income, internal return rate, income index, payback period, discounted payback period)
The dynamics of the structure of the property of the enterprise and the sources of its formation
The cost structure of a unit of manufactured products
Analysis of costs per unit of products
Financial stability, solvency, liquidity, effectiveness of the planned activity
Efficiency of production and sale of each type of product, product, services

When analyzing a prepared business plan, you can use the following opportunities laid down in the Business Analytic complex:

Evaluate the probability of implementing a business plan based on an automatically prepared text conclusion on the financial condition of the enterprise at the time of implementation of the business plan
Carry out a detailed analysis of the prepared business plan based on calculated analytical tables and graphs

Analysis of investment effectiveness

Analysis is carried out in accordance with Methodological recommendations for evaluating the effectiveness of investment projects (Second edition, approved by the Ministry of Economy of the Russian Federation, the Ministry of Finance of the Russian Federation and the State Construction of the Russian Federation of June 21, 1999 – VK 477). Software package Business analystModeling cash flows, including all the monetary receipts and expenses associated with the implementation of the project, taking into account the possibility of using various currencies. Its application increases the degree of economic validity of decisions on the appropriateness of project implementation, while this software complex allows:

Conduct an analysis of the commercial efficiency of the investment project as a whole and for the enterprise
Make calculations of investment effectiveness for new and existing enterprises. For existing business entities, the calculation is made according to the enterprise as a whole by comparing development options “with the project” and “without project”. At the same time, the formation of the option with the project is carried out by making appropriate adjustments to the indicators of the without project option
Determine the effectiveness of investments from the point of view of budgets of various levels, which is especially important for making decisions on state support of projects
Assess the financial implementation of investment projects
To develop various options for the investment financing scheme, taking into account the possibility of attracting resources required for the implementation of the project from various sources (joint -stock capital, enterprise funds, loans and loans, budget loans, budget allocations and other targeted financing). This block of the software complex is intended for enterprises and organizations of all forms of ownership involved in the development, examination and implementation of investment projects. The use of this functional block allows you to make calculations of the project performance indicators that are generally accepted in the Russian and international practice of investment analysis:

Net discounted income
Internal rate of profitability
Investment profitability index
Simple payback period
Investment payback period, taking into account discounting

Using PC Business analystmakes it possible to conduct investment analysis, taking into account the influence of the unevenness and heterogeneity of inflation by deflining cash flows.

Based on the results of the calculations, Text analytical investment conclusion.

Work with counterparties

The business analyst software system allows not only to plan the volume of sales of products (goods, services) to specific customers, but by the purchase of material resources (goods) and fixed assets from specific suppliers, but also to analyze the planned work with counterparties of the enterprise, namely:

Plan for selling products (goods) for customers
Schedule for buyers of receivables by buyers
Plan for the acquisition of material resources (goods) from suppliers
Plan for acquiring fixed assets from suppliers
Schedule for repayment to suppliers of accounts payable
Schedule of funds from buyers;
Schedule of cash payments to suppliers;
Cash flows plan for counterparties.

Assessment of business value

The undoubted advantage of the Business Analytic software complex is the opportunity to obtain a real assessment of the cost of the company (business) embedded in it. When conducting the value of the company's value, the method of discounted cash flows is used. The software complex allows:

Determine the duration of the forecast period, focusing on the growth rate of the cash flow of the enterprise
Choose a method of calculating the individual discount rate: model of capital assessment assessment, cumulative construction method
Choose a method of calculating the value in the post -process period (residual value): calculation at the value of net assets, calculation of liquidation value, calculation by Gordon model
Make final amendments: take into account non -functioning assets, discounts depending on the size and liquidity of the purchased stake

Based on the results of the calculations, the cost is formed: Control liquid package of shares, an uncontrolled liquid package of shares and a non -control unlick shares.

Analysis of sensitivity

This section of the software complex determines the sensitivity of the business plan to fluctuations in market conditions and changes in the macroeconomic conditions of activity.

PC Business Analytic allows you to determine how large the safety margin of the enterprise, i.e. Determine the sensitivity of the business plan of the enterprise to changes in various parameters:

Discount rates, inflation
Changes in the value of the acquired fixed assets
Changes in the prices of suppliers for goods and material resources (raw materials, fuel, energy, etc.)
The growth of the wages of workers of the main and auxiliary production, managerial personnel
Growth of the constant costs of the enterprise
Changes in tax legislation
Changes in prices for products and goods sold by customers

Budget efficiency

If, when assisting the enterprise, the state directly acts as an investor, allocating budget funds, it is necessary to conduct Calculation of budgetary efficiency use of funds. Budget efficiency is determined on the basis of cash flow to the budgets of all levels and outlets of funds from budgets of all levels and includes the calculation of the relationship between these indicators. The business analyst software complex selects the discount rate, which takes into account the alternative efficiency of the use of the investor and the value of the evaluated risks. In the case of nominal cash flows, when calculating the discount rate, it is necessary to take into account such important components as the nominal risk -free rate, the real rate (the income rate expected by the investor, without adjustment for inflation) and the inflation rate (inflation expectations).

When calculating budget efficiency, the following are determined:

Planned receipts of funds to the budgets of different levels (federal, regional, municipal) with a breakdown by specific types of taxes
Risk free rate of return and net present value
Indicators of monitoring the effectiveness of the activities of state unitary enterprises and joint-stock companies with a share of federal (regional, municipal) property

Plan-actual control

The software package Business Analyst allows you to analyze the deviations of the fact from the plan.

The analysis of deviations of the fact from the plan is carried out in tabular and graphical form according to the following indicators:

Production and sale of each type of product, purchase and sale of each type of goods (quantity, price, stock balances);
Labor resources (number, salary, wage fund);
Specific types of material and fuel and energy resources;
Receipt and expenditure of funds;
Technical and economic indicators;
Assets and liabilities of the analytical balance;
Financial results (revenue, cost, distribution costs, selling and administrative expenses, non-sales operations, profit, etc.);
Financial indicators (turnover, solvency, liquidity, financial stability, profitability of capital and activities, a comprehensive assessment of the financial condition);
Part of the profit transferred by the State Unitary Enterprise to the federal, regional or municipal budget;
Dividends transferred by a joint-stock company with a share of state ownership to the federal, regional or municipal budget.

Consolidation

The Business Analyst software package consolidates the data of the structural divisions of the enterprise and its branches both in fact and according to plans. Based on the consolidated actual data (accounting statements, revenue and cost structure), a detailed financial and economic analysis of the combined option is carried out according to the indicators and methods set out in the Financial and Economic Analysis section.

According to the planned data, the analysis and evaluation of business plans is carried out according to the following indicators and forms: cash flows, financial indicators, forecast balance, financial and economic analysis, evaluation of the effectiveness of investments, budgetary efficiency.

Comparison and monitoring

Software package Business analyst allows you to compare in tabular and graphical form the results of the work of departments or branches of the enterprise:

Comparison of any number of enterprises (divisions) according to their current financial and economic condition:

Cash inflow and outflow, cash balance
Financial results
Assets and liabilities of the analytical balance
Indicators of liquidity, solvency, financial stability, performance efficiency
Breaking out and supply of financial strength
Indicators of budgetary efficiency
Indicators of analytical forms of regulated analysis
Lines of accounting forms (balance form No. 1 and report on financial results Form No. 2)
Comparison of any number of enterprises (divisions) in terms of planned forms and indicators:

Flow of funds
Financial results
Assets and liabilities of analytical balance
Liquidity, solvency, financial stability, efficiency of activity,
Breaking out and supply of financial strength
Budget efficiency
Commercial risk
The effectiveness of the GUP and AO with a share of state property
Monitoring (sorting) of enterprises (units) on a comprehensive assessment of the financial condition with the distribution of investment attractiveness into groups.
Monitoring (sorting) of enterprises for integral indicators (indicators of investment efficiency, assessing the cost of business, budget efficiency).
Monitoring of enterprises for the presence of signs of deliberate bankruptcy (by Decree of the Government of the Russian Federation of December 27, 2004 N 855)
The selection of enterprises for indicators in any configuration (the first 10 with the greatest profit, wages. The enterprise with the largest debt to the budget, etc.)
Database monitoring, namely an audit of information about the availability of information on enterprises in the database (data for analysis, information about manual, chief accountant, reference books, address, etc.).

In comparison and monitoring modes, a convenient mechanism for selecting enterprises is laid for: types of activity, name, dates, OKPO, TIN, industry, OKFS and OKOPF. In addition, in these modes there is the possibility of ranking enterprises in descending (increasing) indicators.